{"id":11449,"date":"2020-10-29T14:24:21","date_gmt":"2020-10-29T13:24:21","guid":{"rendered":"https:\/\/fbk.lu\/privacy-policy\/"},"modified":"2022-10-06T09:24:32","modified_gmt":"2022-10-06T07:24:32","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/fbk.lu\/en\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11449\" class=\"elementor elementor-11449 elementor-3\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3fb6f74 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3fb6f74\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55a23e1\" data-id=\"55a23e1\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ce8cfa elementor-widget elementor-widget-heading\" data-id=\"6ce8cfa\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Personal Data Protection Policy<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d4e6870 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d4e6870\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c067b52\" data-id=\"c067b52\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4794bca elementor-widget elementor-widget-heading\" data-id=\"4794bca\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. General<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ea82e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ea82e1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8a06978\" data-id=\"8a06978\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-57921d0 elementor-widget elementor-widget-text-editor\" data-id=\"57921d0\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>This Personal Data Protection Policy (hereinafter &#8220;Policy&#8221;) established pursuant to Regulation (EU) 2016\/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to of the processing of personal data and the free movement of such data (hereinafter &#8220;GDPR&#8221;) is intended for all FBK customers, all visitors to the FBK website (https:\/\/fbk. lu\/) and to all persons who contact FBK (eg. via the FBK website (https:\/\/fbk.lu\/), telephone or email) (hereinafter \u201cyou\u201d, \u201cyour\u201d or \u201cyours\u201d).<\/p>\n<p>This Policy governs the processing, including the collection, use, retention, disclosure and protection (hereinafter &#8220;processing&#8221;) of your personal data that is processed by FBK (hereinafter &#8220;personal data \u201d) when FBK provides you with services, you visit the FBK website (https:\/\/fbk.lu\/) or you contact FBK (hereinafter \u201cyour relationship with FBK\u201d).<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b2888c6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b2888c6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26b70f1\" data-id=\"26b70f1\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fb8ed8d elementor-widget elementor-widget-heading\" data-id=\"fb8ed8d\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. Person responsible for the processing<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d554d50 elementor-widget elementor-widget-text-editor\" data-id=\"d554d50\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Fiduciaire Benoy Kartheiser S.C., a civil company incorporated under the laws of Luxembourg and registered in the Luxembourg Trade and Companies Register under number E1868, established and having its registered office at 24, rue Saint Mathieu, L-2138 Luxembourg (&#8220;FBK&#8221;) is the legal entity responsible for the processing of your personal data in the context of your relationship with FBK. <\/p>\n<p>Consequently, the processing of your personal data by FBK is subject to the laws and regulations of the Grand Duchy of Luxembourg. <\/p>\n<p>Respecting and protecting your privacy is important to FBK. Thus, FBK takes all necessary security measures to protect your personal data from unauthorised access, modification, disclosure or destruction. FBK&#8217;s efforts to protect your personal data are in any case governed by the rules of professional secrecy to which FBK is subject in its capacity as a fiduciary-member of the Ordre des Experts-Comptables de Luxembourg.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36d0aae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36d0aae\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a479ac0\" data-id=\"a479ac0\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1642950 elementor-widget elementor-widget-heading\" data-id=\"1642950\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Processing of your personal data<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9955572 elementor-widget elementor-widget-heading\" data-id=\"9955572\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3.1. Personal data that FBK processes<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e897b8 elementor-widget elementor-widget-text-editor\" data-id=\"3e897b8\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">FBK processes personal data provided directly by you in the context of your relationship with FBK.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The categories of personal data that FBK processes depend on the specific context of each assignment and situation. FBK is not in a position to control the volume, extent or nature of personal data that is provided to FBK. Nevertheless, FBK endeavours to process your personal data only in accordance with the applicable data protection principles. Therefore, please only provide FBK with the personal data necessary for the intended purpose (minimisation of personal data).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">FBK may also process personal data collected from other sources such as cookies that may be collected from social networks. For more information on cookies and to set your cookie preferences, please refer to the Cookie Policy (<\/span><a href=\"https:\/\/fbk.lu\/en\/cookies\/\"><span style=\"font-weight: 400;\">\/en<\/span><\/a><span style=\"font-weight: 400;\">).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">FBK may also process personal data collected from publicly available sources (e.g. Luxembourg Business Registers, press or websites), your other service providers, public administrations or customs (e.g. Administration des contributions directes, Centre commun de la S\u00e9curit\u00e9 sociale) where this is necessary for the purposes described in section 3.5. below. This personal data may include personal identification data (e.g. surname, first name, gender, date and place of birth), personal data relating to your household (e.g. surname, first name, date and place of birth of your partner and children), personal contact data (e.g. postal address, e-mail address, telephone number), personal data relating to your job (e.g. job title, remuneration, hours of work, leave) and other personal data necessary for the purposes described in section 3.5. below.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa1f9bf elementor-widget elementor-widget-heading\" data-id=\"fa1f9bf\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3.2. Keeping your personal data up to date<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9cd20b2 elementor-widget elementor-widget-text-editor\" data-id=\"9cd20b2\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You are responsible for keeping your personal data up to date and for informing FBK of any changes thereto.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e027a87 elementor-widget elementor-widget-heading\" data-id=\"e027a87\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3.3. Possible consequences of refusing to provide your personal data<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a659c2 elementor-widget elementor-widget-text-editor\" data-id=\"7a659c2\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Refusal to provide the personal data requested by FBK may hinder your relationship with FBK and in particular the provision of services by FBK.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84df7ef elementor-widget elementor-widget-heading\" data-id=\"84df7ef\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3.4. Legal basis for FBK to process your personal data<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb8f888 elementor-widget elementor-widget-text-editor\" data-id=\"fb8f888\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">When FBK provides services to you, FBK&#8217;s processing of your personal data is lawful while :<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">the processing is necessary for the performance of a contract to which you are party or for the performance of pre-contractual measures taken at your request;<\/span><\/li>\n<li><span style=\"font-weight: 400;\">you have given your (explicit) consent to the processing of your personal data for one or more specific purposes;<\/span><\/li>\n<li><span style=\"font-weight: 400;\">the processing is necessary to comply with a legal obligation to which FBK is subject;<\/span><\/li>\n<li><span style=\"font-weight: 400;\">the processing is necessary for the purposes of the legitimate interests pursued by FBK or a third party as further defined under point 3.5. (unless your interests or fundamental rights and freedoms that require protection of personal data prevail);<\/span><\/li>\n<li><span style=\"font-weight: 400;\">processing is necessary for the fulfilment of the obligations and exercise of the rights of FBK or you in the field of employment law, social security and social protection, insofar as such processing is permitted by the law of the Union, by the law of a Member State or by a collective agreement concluded under the law of a Member State which provides appropriate safeguards for your fundamental rights and your interests ;<\/span><\/li>\n<li><span style=\"font-weight: 400;\">the processing relates to personal data which are manifestly made public by you; or<\/span><\/li>\n<li><span style=\"font-weight: 400;\">the processing is necessary for the establishment, exercise or defence of legal claims.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">When you visit the FBK website (<\/span><a href=\"https:\/\/fbk.lu\/\"><span style=\"font-weight: 400;\">https:\/\/fbk.lu\/)<\/span><\/a><span style=\"font-weight: 400;\">, the processing of your personal data by FBK is lawful while :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">you have given your consent to the processing of your personal data for one or more specific purposes; or<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">the processing is necessary for the purposes of the legitimate interests pursued by FBK or a third party as further defined under point 3.5. below (unless your interests or fundamental rights and freedoms that require the protection of personal data prevail).<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">When you contact FBK, the processing of your personal data by FBK is lawful where the processing is necessary for the purposes of the legitimate interests pursued by FBK or by a third party as further defined under point 3.5. ci-dessous (sauf si vos int\u00e9r\u00eats ou vos droits et libert\u00e9s fondamentaux qui exigent la protection des donn\u00e9es personnelles pr\u00e9valent).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Where the processing of your personal data is based on your consent (e.g. in relation to certain cookies), you have the right to withdraw your consent at any time. Such withdrawal of consent shall not affect the lawfulness of processing based on the consent given prior to the said withdrawal.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3ac33fd elementor-widget elementor-widget-heading\" data-id=\"3ac33fd\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">3.5. How FBK processes your personal data<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d27e88 elementor-widget elementor-widget-text-editor\" data-id=\"7d27e88\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>When FBK provides services to you, FBK processes your personal data for various purposes, in particular :<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to carry out assignments and service contracts;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to carry out the instructions and transactions requested by you;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to communicate with and provide you with the information and advice you require;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">for the contractual and administrative management of your client file;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to manage FBK&#8217;s customer base;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to respond to requests from public and government authorities; <\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to enforce this Policy and the Terms and Conditions;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to protect FBK and its operations, rights, security, property (including intellectual property) and those of companies related to FBK or belonging to the same group as FBK or their partners (hereinafter &#8220;partners&#8221;); <\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to protect your rights, safety or property or those of others; <\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to meet the legal, regulatory or fiscal obligations to which FBK is subject;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to enable FBK to exercise the actions and remedies available;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to prevent data breaches or circumvention of security measures or to mitigate their possible negative effects;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to carry out data analysis and audits;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">for problem-solving and dispute management purposes;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">in the context of possible controls by administrations or authorities; <\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to improve FBK&#8217;s services and develop new ones; or<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">for statistical purposes.<\/li>\n<\/ul>\n<p>When you visit the FBK website (<a href=\"https:\/\/fbk.lu\/\">https:\/\/fbk.lu\/<\/a>), FBK processes your personal data for various purposes, in particular<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to protect FBK and its operations, rights, security, property (including intellectual property) and\/or those of companies related to FBK or belonging to the same group as FBK or their partners (hereinafter &#8220;partners&#8221;); <\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to protect your rights, your safety or your property or that of others; <\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">pour r\u00e9pondre aux obligations l\u00e9gales, r\u00e9glementaires ou fiscales auxquelles FBK est soumise ;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to prevent data breaches or circumvention of security measures or to mitigate their possible negative effects;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to carry out data analysis and audits;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">for problem-solving and dispute management purposes;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">in the context of possible controls by administrations or authorities; <\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to improve FBK&#8217;s services and develop new ones; or<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">for statistical purposes.<\/li>\n<\/ul>\n<p>When you contact FBK, FBK processes your personal data for various purposes, in particular<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to communicate with and provide you with the information and advice you require;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to enforce this Policy and the Terms and Conditions;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to protect FBK and its operations, rights, security, property (including intellectual property) and\/or those of companies related to FBK or belonging to the same group as FBK or their partners (hereinafter &#8220;partners&#8221;); <\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to protect your rights, your safety or your property or that of others; <\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">pour r\u00e9pondre aux obligations l\u00e9gales, r\u00e9glementaires ou fiscales auxquelles FBK est soumise ;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to enable FBK to exercise the actions and remedies available;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to prevent data breaches or circumvention of security measures or to mitigate their possible negative effects;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to carry out data analysis and audits;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">for problem-solving and dispute management purposes;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">in the context of possible controls by administrations or authorities; <\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">to improve FBK&#8217;s services and develop new ones; or<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">for statistical purposes.<\/li>\n<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4922a9a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4922a9a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a8fca40\" data-id=\"a8fca40\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9591e4e elementor-widget elementor-widget-heading\" data-id=\"9591e4e\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. Your rights related to the protection of personal data<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb243ec elementor-widget elementor-widget-heading\" data-id=\"bb243ec\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">4.1. Your rights of access, rectification, limitation of processing and deletion of your personal data &amp; your right to portability of your personal data<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c390264 elementor-widget elementor-widget-text-editor\" data-id=\"c390264\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You have, within the limits of the applicable laws on the protection of personal data, the right of access to, rectification of or erasure of your personal data and the right to limit their processing.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You also have, within the limits of applicable data protection laws, the right to receive your personal data in a structured, commonly used and machine-readable format and the right to have it transferred to another data controller of your choice where technically possible. <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95b2fa4 elementor-widget elementor-widget-heading\" data-id=\"95b2fa4\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">4.2. Your right to object<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-477b327 elementor-widget elementor-widget-text-editor\" data-id=\"477b327\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You have, within the limits of the applicable laws on the protection of personal data, the right to object at any time, on grounds relating to your particular situation, to the processing of your personal data that FBK processes for the purposes of its legitimate interests as defined under point 3.5. above, unless there are compelling legitimate grounds for the processing which override your interests and rights and freedoms or the processing is necessary for the establishment, exercise or defence of legal claims.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abb74be elementor-widget elementor-widget-heading\" data-id=\"abb74be\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">4.3. General<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-911eb67 elementor-widget elementor-widget-text-editor\" data-id=\"911eb67\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">To exercise your personal data protection rights as described in this point 4, you can contact FBK by sending an e-mail to<\/span> <a href=\"mailto:info@fbk.lu\"><span style=\"font-weight: 400;\">info@fbk.lu<\/span><\/a><span style=\"font-weight: 400;\">. Please indicate clearly in your request which personal data you wish to access, correct, delete or transmit, which processing of personal data you wish to restrict or which processing of personal data you wish to oppose.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Please note that your personal data protection rights are not absolute and your requests to exercise your rights may be refused in accordance with applicable laws. In such cases, however, FBK will provide you with the reasons for the rejection of your application.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">FBK will process your request as soon as reasonably possible and will inform you of the action(s) taken as soon as possible and in any event within one month of receiving your request(s). If necessary, this period may be extended by two months, taking into account the complexity and number of your application(s). In this case, FBK will inform you of this extension and the reasons for the postponement within one month of receiving the request.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the event that FBK has decided not to act on your request or has not processed your request within the above-mentioned time limits, you have the right to lodge a complaint with the competent national supervisory authority (see point 11. below).<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-29a26c2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29a26c2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-312d9c8\" data-id=\"312d9c8\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe7055c elementor-widget elementor-widget-heading\" data-id=\"fe7055c\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Disclosure of your personal data<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1617b61 elementor-widget elementor-widget-text-editor\" data-id=\"1617b61\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>As a matter of principle, FBK does not sell, rent, share or disclose (hereinafter referred to as &#8220;disclose&#8221;) your personal data for commercial purposes and the personal data is exclusively intended for FBK. <\/p>\n<p>Nevertheless, FBK has the right to disclose your personal data to private or public third parties if one of the legal bases described in point 3.4. above is applicable. <\/p>\n<p>The categories of recipients of your personal data are, as appropriate: <\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">FBK&#8217;s subcontractors;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">FBK&#8217;s lawyers;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">public administrations or customs (e.g. Direct Tax Administration, Joint Social Security Centre);<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">curators ;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">collection agencies ;<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">social networks (via cookies).<\/li>\n<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4e7d140 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4e7d140\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3920385\" data-id=\"3920385\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e6e28d2 elementor-widget elementor-widget-heading\" data-id=\"e6e28d2\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">6. International transfers of your personal data<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9b7b3b elementor-widget elementor-widget-text-editor\" data-id=\"b9b7b3b\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">As a matter of principle, your personal data is processed within the European Union or even on the territory of the Grand Duchy of Luxembourg.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">FBK may, however, transfer your personal data outside the European Economic Area (i.e. to &#8220;third countries&#8221;) in accordance with applicable data protection legislation. FBK may therefore transfer your personal data to third countries, particularly if appropriate safeguards are put in place. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this case, FBK transfers the personal data under a contract signed between FBK and these subcontractors (based on the standard contractual clauses adopted by the European Commission), the latter are obliged to process the personal data disclosed only on the instructions of FBK, in accordance with this Policy and in application of appropriate security and privacy measures. If your personal data is transferred to a processor located in a third country, you have the right to obtain a copy of the signed contract by sending an e-mail with your request to <\/span><a href=\"mailto:info@fbk.lu\"><span style=\"font-weight: 400;\">info@fbk.lu<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-178f8f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"178f8f2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6c96252\" data-id=\"6c96252\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-028016f elementor-widget elementor-widget-heading\" data-id=\"028016f\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">7. Merger or acquisition<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5a782e elementor-widget elementor-widget-text-editor\" data-id=\"f5a782e\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">In the event that FBK merges with another legal person or entity, in whatever form, or if FBK is partially or wholly acquired by such legal person or entity, that legal person or entity is entitled to process your personal data in accordance with this Policy.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-657fe84 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"657fe84\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-de4d521\" data-id=\"de4d521\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1496ab5 elementor-widget elementor-widget-heading\" data-id=\"1496ab5\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">8. Retention of your personal data<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4f4353 elementor-widget elementor-widget-text-editor\" data-id=\"e4f4353\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Without prejudice to the right to further process your personal data for purposes that are not incompatible with the original purpose, and subject to the legal, regulatory or fiscal obligations to which FBK is subject, FBK shall keep your personal data in a form that allows identification for no longer than is necessary for the purposes described in point 3.5. above. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">If the storage of your personal data is no longer necessary, including for FBK&#8217;s documentation obligations in accordance with the applicable statute of limitations (subject to interruption or in the event of litigation), FBK will securely delete your personal data.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3844813 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3844813\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e1a1b6c\" data-id=\"e1a1b6c\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e852fc6 elementor-widget elementor-widget-heading\" data-id=\"e852fc6\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">9. Availability and updates of this Policy<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9d4efc elementor-widget elementor-widget-text-editor\" data-id=\"a9d4efc\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">This Policy is available on the FBK website (https:\/\/fbk.lu\/). <\/span><\/p>\n<p><span style=\"font-weight: 400;\">FBK reserves the right to revise, change, modify, update, supplement, add or remove portions of the Policy at any time in its sole discretion. The version applicable in each case will be available on the FBK website (https:\/\/fbk.lu\/). <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-57a3a98 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"57a3a98\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2e7f8ad\" data-id=\"2e7f8ad\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-520b1c5 elementor-widget elementor-widget-heading\" data-id=\"520b1c5\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">10. External websites<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f9fe277 elementor-widget elementor-widget-text-editor\" data-id=\"f9fe277\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The FBK website (https:\/\/fbk.lu\/) may provide references or links to other websites or online services or facilitate access to other websites or online services (hereinafter &#8220;External Websites&#8221;). <\/p>\n<p>FBK does not control these External Websites or any of their contents and FBK cannot under any circumstances be held responsible for External Websites to which FBK refers or provides a link, either directly or indirectly. In particular, FBK cannot under any circumstances be held responsible for the content of External Websites, for any information posted on them, for their policies, data protection standards, promotions, products, practices, services or actions or for any other damage, loss, failure or problem caused by or related to the External Websites.<\/p>\n<p>Please note that the inclusion of any link or reference within the FBK website (https:\/\/fbk.lu\/) does not imply endorsement of an External Website by FBK and it remains the case that these External Websites have separate and independent data protection policies. Therefore, FBK encourages you to review the policies, rules, terms, data protection practices and regulations of each External Website you visit.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9d4af1f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9d4af1f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-13a6502\" data-id=\"13a6502\" data-element_type=\"column\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-99d6002 elementor-widget elementor-widget-heading\" data-id=\"99d6002\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">11. Questions or complaints<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-143da31 elementor-widget elementor-widget-text-editor\" data-id=\"143da31\" data-element_type=\"widget\" data-settings=\"{&quot;avante_ext_is_scrollme&quot;:&quot;false&quot;,&quot;avante_ext_is_smoove&quot;:&quot;false&quot;,&quot;avante_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;avante_ext_is_infinite&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If you have any questions about this Policy or require additional information, you may contact FBK by sending an e-mail to info@fbk.lu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">You have the right to lodge a complaint with the <\/span><span style=\"font-weight: 400;\">National Commission for Data Protection<\/span><span style=\"font-weight: 400;\"> (the Luxembourg supervisory authority) with its registered office at 15, Boulevard du Jazz L-4370 Belvaux (Luxembourg) if you consider that the processing of your personal data by FBK is in breach of the provisions of the GDPR.<\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Personal Data Protection Policy 1. General This Personal Data Protection Policy (hereinafter &#8220;Policy&#8221;) established pursuant to Regulation (EU) 2016\/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"class_list":["post-11449","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Privacy Policy - Fiduciaire Benoy Kartheiser<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbk.lu\/en\/privacy-policy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Privacy Policy - Fiduciaire Benoy Kartheiser\" \/>\n<meta property=\"og:description\" content=\"Personal Data Protection Policy 1. 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